The Best Cashback Credit Cards of 2023: Save More, Spend Less

Cashback SBI Card: This card gives you the most money back for online shopping. You get 5% money back for anything you buy online. You also get 1% money back for anything you buy offline and free fuel at any petrol pump in India. The yearly fee is Rs. 999, but you don’t have to pay it if you spend Rs. 2 lakh in a year.

Axis Bank ACE Credit Card: This card is good for those who pay bills and order food online. You get 5% money back for paying bills and recharging your phone or other services using Google Pay. You also get 4% money back for ordering food from Swiggy or Zomato or taking a ride with Ola or Uber. You also get 2% money back for anything else you buy and free fuel at any petrol pump in India. The yearly fee is Rs. 499, but you don’t have to pay it if you spend Rs. 2 lakh in a year.

Flipkart Axis Bank Credit Card: This card is a special card that gives you more money back for shopping at Flipkart, Myntra and 2GUD. You get 5% money back for buying things from these websites. You also get 4% money back for buying things from other websites that are partners with this card, such as MakeMyTrip, Goibibo, Uber, PVR, etc. You also get 1.5% money back for anything else you buy and free fuel at any petrol pump in India. The yearly fee is Rs. 500.

Amazon Pay ICICI Credit Card: This card is another special card that gives you more money back for shopping at Amazon. You get 5% money back for buying things from Amazon if you are a Prime member and 3% money back if you are not a Prime member. You also get 2% money back for buying things from other websites that are partners with Amazon Pay, such as Swiggy, BookMyShow, etc. You also get 1% money back for anything else you buy. The best part is that there is no yearly fee or limit on how much money back you can get.

HDFC Millennia Credit Card: This card gives you benefits for many different things such as online shopping, travel, dining, etc. You get 5% money back for buying Amazon Prime membership, booking flights and hotels using PayZapp or SmartBuy, and adding money to your wallet using PayZapp or HDFC Bank app. You also get 2.5% money back for buying things online worth Rs. 2,000 or more and 1% money back for buying things offline or online worth less than Rs. 2,000.

Airtel Axis Bank Credit Card: This card is made for those who use Airtel services a lot, such as phone, internet, TV, etc. You get 5% money back for paying your Airtel bills or recharging your phone using Airtel Thanks app or website. You also get 4% money back for buying fuel at any petrol pump in India and buying groceries online from BigBasket or Grofers using Airtel Thanks app or website. You also get 2% money back for buying anything else online and 1% money back for buying anything else offline.

Paytm SBI SELECT Credit Card: This card is a special card that gives you travel and shopping benefits along with money back. You get up to Rs. 500 Paytm First Points as a welcome gift and up to Rs. 6,000 Paytm First Points as yearly benefits. You also get 3% money back for buying things from Paytm Mall, booking travel and movie tickets from Paytm app or website, and 1% money back for buying anything else. The yearly fee is Rs. 1,499.

Standard Chartered Smart Credit Card: This card is a good option for those who shop online a lot, as it gives you 5% money back for buying things online worth Rs. 5,000 or more per month. You also get 1% money back for buying anything else and free fuel at any petrol pump in India. The yearly fee is Rs. 499.

YES Prosperity Cashback Plus Credit Card: This card gives you money back for paying bills and buying things online, along with other benefits such as lounge access, free fuel, etc. You get 5% money back for paying utility bills using YES PayNow and 0.5% money back for buying anything else. You also get up to Rs. 250 money back as a welcome gift and up to Rs. 2,000 money back as yearly benefits. The yearly fee is Rs. 1,499.

Swiggy HDFC Bank Credit Card: This card is a special card that gives you money back for ordering food along with other benefits such as Zomato Pro membership, BookMyShow vouchers, etc. You get 20% money back for ordering food from Swiggy worth Rs. 300 or more and 10% money back for ordering food from any other website using Swiggy app or website. You also get 1% money back for buying anything else and free fuel at any petrol pump in India. The yearly fee is Rs. 500.